Disability insurance isn’t just for white collar professionals.  Some of the highest paid people with the highest risk of losing their occupation are professional athletes.  There is disability insurance available for athletes that the experts at Protectyourincome.com can help with.

A recent article from the Pittsburgh Tribune Review reviews this subject well.  Here’s an excerpt:  “With the NFL Players Association union able to negotiate more dollars on behalf of the players, a college athlete could potentially lose millions of dollars if he got hurt.”

The average NFL salary has jumped more than 1,000 percent during the past 25 years, from $152,800 in 1983 to an estimated $1.75 million this year, according to the NFL Players Association.”

The article says:  “Financial security isn’t cheap” but complete the thought…. It provides security.  A small amount paid to insure the risk.

There is a very helpful article from inc.com that may be of value to help business owners who may not have thought about the issue of what happens when an employee becomes disabled.

If you own a business you don’t want to be put in that position.  By getting disability insurance for your employees or your key employees you shift the risk and the decision to the insurance company.

As the article states: “Most successful small business owners have some key, valued employees in what they consider their “business family” — people they’d have a hard time replacing. Here’s my question: What if one of these key people gets sick and misses work for months or even a year? How long will you go on paying them? At what point will you stop paying them? No one likes to think about this, but there has to be a point, doesn’t there?”

Let the insurance company be the one who makes the decisions and most importantly makes sure that income continues for the employees.

We like the theme of this article on disability insurance from the Street.com.  The theme is a  familiar one to those who have followed this blog or read through our disability insurance site, protectyourincome.com.

The article states:  “Disability insurance insures what’s extremely likely to be your biggest asset: your future income. That’s the reason disability insurance is so important.”

It is that simple.  Unless you’ve already built your net worth to a substantial amount, your future income is your biggest asset.  That’s why you should learn more about and then obtain disability insurance.

The News 8 out of Austin Texas website substantiates some of the statistics about disability including the fact that:

“Almost three out of 10 of today’s 20-year-old will become disabled before age 67. Yet, less than a third of workers in private industry have disability insurance.”

The statistics on disability give compelling reasons why you should look into disability insurance.